Terms of Service

15 September 2026

1. The agreement and the customer

These Terms of Service govern MostlySame Invoices, including its websites, application, trial environments and related technical features (the Service). The provider is 3 Bridges LLC, a Wyoming limited liability company, United States (we, us, our).

You means the individual or legal entity entering into these Terms. If you accept them for an organization or another person, you represent that you have authority to bind them. By affirmatively accepting these Terms, you enter into this agreement with us. If you do not accept them, you must not use the Service.

The Service is available to businesses, self-employed users and other individuals who may lawfully issue invoices under applicable law, including without business registration where the law permits it. You alone are responsible for determining whether you may issue invoices, obtaining any required registrations or permissions, and complying with the law governing your activities. The Service is only a technical tool: it does not grant or verify legal permission to issue invoices.

You must be at least 18 years old and legally capable of entering into this agreement. You are responsible for the people you authorize to use your account, the information and instructions they submit, and protecting your credentials and devices. Tell us if you become aware of unauthorized use of your account.

Our Privacy Policy explains personal-information processing. Appendix A applies where the law governing the processing requires binding terms between you and us as a processor, subprocessor, service provider or contractor.

2. A technical tool; your responsibility for its use

The Service is a technical tool for preparing, organizing and working with invoices and related information. It does not provide accounting, tax, legal, investment or other professional advice. It does not determine the correct treatment of a transaction or certify a document, calculation, record or business practice as compliant with any law.

You are responsible for deciding whether the Service is suitable for your use and for independently checking both your inputs and the Service's outputs before relying on them. This responsibility includes outputs affected by software errors, not only errors in information you supply.

In particular, you must verify identities, contact and payment details, amounts, currencies, exchange rates, conversions, rounding, taxes, discounts, dates, numbering, language, document content, payment status and reports before issuing, sending, submitting, paying, filing or otherwise using them. Obtain independent professional advice when necessary.

You are responsible for your decisions, transactions, tax returns and payments, statutory records, and compliance with applicable invoicing, cancellation, reporting, retention and electronic-invoicing requirements. The availability of a feature, template, number, translation or tax field does not establish that it is lawful or sufficient for your circumstances. Support responses and examples are technical assistance, not professional approval of your records or treatment.

Exchange rates and other third-party information may be delayed, incomplete, cached, adjusted or replaced by fallback values. They are not guaranteed transaction prices or necessarily the rates required for accounting or tax purposes.

For invoices you create, the Service may display payment instructions and record payment status. It does not receive, hold, transfer or safeguard funds or digital assets on your behalf, verify settlement, or guarantee payment by a third party. You must verify bank details, wallet addresses, networks, counterparties and actual receipt of funds independently. Payment of our own subscription fees is a separate transaction governed by section 5.

3. Your data, copies and permitted use

Customer Data means the information, materials and documents that you or your authorized users submit to, store in or generate through the Service. You retain your rights in Customer Data. You grant us the rights needed to host, process, reproduce, display and transmit it to provide, operate, secure and support the Service, including through relevant service providers, consistently with the Privacy Policy and applicable processing terms. This does not transfer ownership of Customer Data to us.

You are responsible for having the necessary rights, authority and lawful basis to provide Customer Data, including information about other people, and for giving any notices and obtaining any permissions the law requires of you.

Keep independent, current copies of the information and documents you need, and verify that those copies are usable. Do not rely on the Service as your only record, statutory archive or backup. An export, stored document, cache or operational backup does not guarantee completeness, permanent retention, availability or successful restoration. Temporary trial data may expire or be removed without advance notice, except where notice is required by law.

You must not use the Service for unlawful activity, fraud, impersonation, deceptive invoicing, infringement, malicious code, unauthorized access, interference with the Service, or accessing another customer's data without authority. You must not use it in violation of applicable sanctions or export restrictions or on behalf of a person to whom supplying the Service is prohibited by law.

Do not include passwords, authentication secrets, private cryptocurrency keys, payment-card security codes, medical records or other specially regulated information the Service is not designed to handle in Customer Data. Ordinary invoice contact, tax and payment-requisite information may be entered in the fields intended for it. This restriction does not prohibit entering your login password into the authentication controls provided for that purpose.

4. Access, changes and termination

Subject to these Terms, you may access and use the Service for your lawful invoicing and related purposes while access is made available to you. We and our licensors retain the rights in the Service, its software, designs, templates and other materials, apart from your rights in Customer Data. No intellectual-property rights are transferred to you beyond the permission needed for that use, including use of the documents you generate. Termination of access does not affect your rights in Customer Data or your permission to use documents already generated through the Service.

We may change, limit, suspend or discontinue the Service, a feature or access to an account, including to address legal requirements, suspected misuse, security issues or operational needs. We may remove content or restrict actions on those grounds. Except as required by applicable law or expressly provided in these Terms or a separate written agreement, we do not undertake to maintain any feature or free plan, give a particular period of advance notice, provide an export window or continue access after termination. Paid subscriptions and any remedies relating to them remain subject to section 5.

You may stop using the Service at any time. You can permanently delete your account and its associated Customer Data using the account deletion button. Before deleting a paid account, cancel automatic renewal as described in section 5.5. You do not have to wait for the paid period to end. Account deletion ends your account access immediately, including any remaining paid access. The Service carries out the deletion automatically, without manual action by our staff.

By using the account deletion button, you instruct us to close your account, end your access and automatically delete its associated Customer Data, subject to the limited lawful retention described below. You are solely responsible for your decision to delete the account and data, your authority to do so, and exporting and retaining any records you need before activating deletion. To the maximum extent permitted by law, you bear the consequences of deletion correctly carried out in accordance with your action, including loss of access to documents and any consequences for your recordkeeping or tax obligations. This does not shift responsibility for our failure to follow your lawful instructions or any liability that cannot lawfully be excluded.

Once carried out, deletion cannot be undone through the Service. Residual backup copies may remain for no more than one calendar month after deletion from active systems, after which they are permanently deleted. This is a maximum deletion deadline, not a promised recovery window or a right to have data restored. Retention of specific records on a separate legal basis, and applicable deletion rights, are described in section 6 of the Privacy Policy and Appendix A.

Paid-plan purchases, automatic renewal, cancellation and refunds are governed by section 5.

5. Payments and subscriptions

5.1. Buying a paid plan

This section applies if you purchase a paid plan. The plan's features and limits, price, currency, applicable taxes, billing period, renewal terms and cancellation method are disclosed before purchase. These Terms alone do not authorize a payment or convert a free account or trial into a paid subscription.

You agree to pay the charges you affirmatively accept at checkout. Subscription fees are payable in advance for the selected period unless the accepted offer states otherwise. A subscription purchases access to the plan for that period, subject to these Terms; the fee does not depend on how often you use it, how many documents you create or whether you achieve a particular result.

You must have authority to use the payment method and provide accurate billing and tax information. Applicable taxes on your purchase are charged as disclosed and required by law; you are not responsible for taxes on our income. Your bank or payment provider may apply its own currency-conversion charges or fees. We may use payment and billing providers to process transactions and administer subscriptions.

5.2. Automatic renewal and payment authorization

If you expressly agree to automatic renewal, your subscription renews for successive periods of the duration disclosed at checkout, and the agreed subscription fee and applicable taxes are charged to your authorized payment method until you cancel renewal.

The renewal date and cancellation method are shown in the billing controls. Cancel before the displayed renewal date and time to prevent the next renewal charge. If an offer does not include automatic renewal, the subscription ends at the end of the purchased period unless you make another purchase. We provide the purchase acknowledgments, renewal or trial reminders and other notices required by applicable law.

5.3. Canceling renewal; the remaining paid period

You can cancel automatic renewal through the cancellation control in your account's billing settings. The system records the cancellation automatically and turns off future renewal. If you cannot access that control, contact l@3bridges.pro; other cancellation methods required by law remain available.

Canceling automatic renewal alone leaves your paid subscription active until the end of the current paid period, when it expires without another renewal charge. If you permanently delete your account before then, your subscription and access end immediately under section 5.5. Access also remains subject to other valid grounds for termination under these Terms and applicable law. Canceling renewal does not require deleting your account or data, paying a cancellation fee or waiting for the paid period to end.

Unused access does not extend the period or create a credit. Cancellation does not erase charges lawfully incurred before cancellation. Re-enabling automatic renewal after cancellation requires your authorization and any consent required by law.

5.4. Refunds

Except where applicable law requires otherwise or the accepted purchase offer expressly provides otherwise, fees already paid are non-refundable. We do not provide refunds or credits for voluntary cancellation, partial periods, non-use or your decision to delete your account or data.

This rule does not exclude a refund or other remedy required by law, including for an unauthorized or duplicate charge, a charge that should not have occurred after cancellation, or a failure to supply paid services where the law provides a remedy. A mandatory refund is not reduced by the liability cap in these Terms. No additional money-back guarantee is offered unless expressly included in your purchase offer.

Our rights to change, suspend or discontinue the Service do not authorize us to retain payment where the law requires its return. Any legally required remedy for our conduct remains available.

5.5. Permanently deleting an account during a paid period

Before permanently deleting your account, you must first cancel automatic renewal of any paid subscription associated with it. Renewal that is already canceled, or a subscription that does not renew automatically, satisfies this condition even while the current paid period is still active.

Once renewal is off, you may delete the account immediately using the account deletion button. The deletion runs automatically. You do not need to wait for the paid period to expire.

By confirming permanent account deletion, you expressly instruct us to end your account, subscription and all access to the Service immediately. You choose to give up any unused paid access. No refund, credit or extension is provided for that unused time, subject to section 5.4. We are not required to keep or recreate the deleted account to provide the remaining access you chose to end. No further subscription renewals are charged.

If you want to use the remainder of the paid period, cancel renewal and keep the account until you have finished using it. Deletion is irreversible through the Service; a later purchase does not restore the deleted account or data.

The cancel-renewal-first requirement applies to permanent account deletion. It does not apply to ordinary deletion of individual records, make canceling a subscription a condition of exercising statutory privacy rights, or extend a legal erasure deadline. The Privacy Policy explains residual backups and limited lawful retention of billing and other records after account deletion.

5.6. Trials and changes you choose

A free trial converts into a paid subscription only if the conversion, price, timing and renewal terms were disclosed and you gave the required consent. Otherwise a new paid purchase is required.

If you choose a different plan, add-on or billing period, the effective date and any resulting charge or credit are disclosed before you accept the change. Unless the accepted offer or applicable law says otherwise, a downgrade takes effect for the next unpaid period and does not create a refund for the current period. Promotions apply only on their disclosed terms.

5.7. Failed payments and billing disputes

Keep your payment information current. If an authorized payment fails, it may be retried as permitted by your payment authorization and applicable law. We may restrict or suspend paid features for amounts that are properly due and unpaid, subject to any notice and other requirements imposed by law. A failed payment does not authorize a new subscription or restore renewal you canceled.

Contact l@3bridges.pro about a billing error, disputed charge or refund required by law. Nothing in these Terms requires you to contact us before exercising a statutory right with your bank or payment provider, prevents a legitimate payment dispute, or shortens an applicable statutory deadline.

6. No warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE, CUSTOMER DATA AS PROCESSED BY THE SERVICE, AND ALL OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY. WE DISCLAIM WARRANTIES OF ACCURACY, COMPLETENESS, RELIABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT TO THE EXTENT THEY MAY LAWFULLY BE DISCLAIMED.

The Service may contain defects and errors in calculations, conversions, formatting, translations, imports, exports, reports or other functions. Information and documents may be lost, corrupted, duplicated, delayed, inaccessible or deleted. The Service may be interrupted, unavailable or discontinued.

We do not guarantee error-free operation, legal or tax compliance, uninterrupted access, compatibility, absolute security, preservation of data, correction of defects or recovery of lost information. We do not undertake a service level, support response time, backup frequency, minimum storage period or restoration obligation unless required by law or expressly agreed in a separate written agreement. This does not limit the billing and cancellation provisions in section 5, or the deletion process and maximum backup-retention period expressly described in section 4 and the Privacy Policy.

Your use of the Service and reliance on its outputs are at your own risk, subject to section 8. Nothing in this section removes an obligation imposed on us by applicable law.

7. Excluded losses and limit of liability

Subject to section 8 and to the maximum extent permitted by applicable law, 3 Bridges LLC and its members, managers, officers, employees and contractors (together, the Protected Parties) will not be liable for:

• lost profits, revenue, business, opportunities, anticipated savings, goodwill or use;
• lost, corrupted, inaccurate, unavailable or deleted data or documents, or the costs of checking, correcting, recreating or recovering them;
• taxes, penalties, interest, filing costs or losses arising from accounting, invoicing, tax or other compliance issues;
• payment failures, incorrect payment instructions, unpaid invoices, losses involving a third party, or costs of substitute services; or
• indirect, consequential, incidental, special, exemplary or punitive damages.

The specified exclusions apply whether the loss is characterized as direct or indirect, whether or not it was foreseeable or its possibility was disclosed, and regardless of legal theory, including contract, tort, ordinary negligence or strict liability, to the extent permitted by law. They apply to claims arising out of or relating to the Service, its outputs, Customer Data or these Terms, including claims concerning errors or failures attributable to us.

If liability remains despite these exclusions, the total aggregate liability of the Protected Parties, taken together, arising out of or relating to the Service and these Terms will not exceed the fees you actually paid us for the Service during the three months immediately preceding the first event giving rise to liability. If you paid no fees in that period, this contractual limit is zero, but only to the extent applicable law permits that result. Related events are treated as one event; multiple claims do not increase the aggregate limit.

These limitations apply to the fullest extent allowed if a remedy fails of its essential purpose. They do not reduce taxes or other obligations you owe to a public authority or third party. They remain subject to section 8 and any controlling mandatory provisions of applicable processing or data-transfer terms.

8. Rights and liabilities that cannot be excluded

Nothing in these Terms excludes, limits or waives a duty, right, remedy, warranty or liability that applicable law does not permit the parties to exclude, limit or waive. This includes any non-excludable liability for fraud, willful or wanton misconduct or gross negligence and applicable rights and obligations under data-protection law.

If you qualify as a consumer under applicable law, your mandatory consumer rights, including any required remedies, cancellation rights and protections against unfair terms, remain unaffected. Eligibility to use the Service does not determine or waive your legal status as a consumer.

Where a limitation is prohibited, it applies only to the extent lawful. These Terms do not release us from our own statutory obligations or bind a regulator or a person who has not agreed to them. Mandatory provisions of applicable processing or data-transfer terms prevail over a conflicting provision of these Terms.

9. Third-party claims caused by your conduct

To the extent permitted by law, you will defend, indemnify and hold the Protected Parties harmless against third-party claims, liabilities and reasonable resulting costs, including reasonable legal costs, caused by your unlawful use of the Service, infringement of another person's rights, or material breach of your obligations concerning Customer Data, account use or prohibited conduct.

This does not shift liability for our own breach of law or these Terms or conduct for which liability cannot lawfully be shifted. The indemnified party must provide notice sufficient to permit a defense and reasonable cooperation. You may not agree to a settlement that imposes an admission, payment or non-monetary obligation on an indemnified party without that party's written consent. Statutory liabilities remain subject to applicable law.

10. Governing law, changes and general provisions

To the extent permitted by applicable law, Wyoming law governs these Terms, without applying conflict-of-laws rules, and disputes must be brought in the state courts of Wyoming or, where federal subject-matter jurisdiction exists, the United States District Court for the District of Wyoming. Each party submits to the jurisdiction of those courts. Mandatory law and any jurisdiction or remedy that cannot lawfully be displaced remain unaffected, including a consumer's right to rely on mandatory protections or bring proceedings in another competent court where applicable law provides that right.

We may amend these Terms. An amended version identifies its effective date. Changes apply prospectively, with notice and renewed acceptance where required by applicable law; posting a change does not create retroactive acceptance. Notices may be provided through the Service or to the contact details associated with your account, except where law requires another method. Keep those details current.

These Terms, including applicable appendices and any expressly agreed additional terms, form the agreement concerning the Service. The Privacy Policy describes our processing practices and does not provide an uptime, data-preservation or recovery warranty. Nothing in this paragraph limits obligations arising from our privacy representations under applicable law.

If a provision cannot be enforced, the remaining provisions continue to apply to the extent lawful. Failure to exercise a right does not by itself waive it. No partnership, agency, employment or fiduciary relationship is created. The Protected Parties may enforce sections 6 through 9 as intended third-party beneficiaries, to the extent lawful. Provisions that by their nature apply after termination, including limitations of liability, applicable data obligations, third-party claims and dispute provisions, survive to the extent lawful.

11. Contact

3 Bridges LLC
Email for legal, billing and privacy matters: l@3bridges.pro

Appendix A. Customer personal data

A1. When this appendix applies

This appendix applies only to the extent the data-protection law legally applicable to the relevant processing (Applicable Data Protection Law) requires binding terms for our handling of personal information in Customer Data (Customer Personal Data) on your behalf. It creates no service-level or recovery commitment beyond those legal requirements. It does not replace any separate transfer mechanism required by law.

You determine the purposes of submitting Customer Personal Data. We act as your processor or, if you process for another controller, your subprocessor, or in the corresponding service-provider/contractor role under Applicable Data Protection Law. Our independently determined account-administration and operational processing is described in the Privacy Policy.

A2. Processing description and instructions

These Terms, your use of the Service's controls and your lawful support instructions document your processing instructions. We process Customer Personal Data on those instructions, including for transfers, unless legally required otherwise. In that case, we inform you of the legal requirement before processing unless the law prohibits doing so. If we consider an instruction to infringe Applicable Data Protection Law, we inform you as required by that law.

A3. Obligations required by law

To the extent required by Applicable Data Protection Law, we:

• ensure that people authorized to process Customer Personal Data are subject to confidentiality obligations;
• implement technical and organizational measures required by that law, including measures required by Article 32 GDPR where it applies;
• assist with individual rights, security, breach notifications, impact assessments and prior consultation, taking into account the nature of processing and information available to us;
• notify you of a personal-data breach without undue delay where the applicable processor obligation requires it;
• at the end of the processing services, delete or return Customer Personal Data, at your choice, and delete copies unless applicable law requires storage; and
• provide information and allow and contribute to audits and inspections to the extent the applicable processor-contract requirements require them.

These duties have the scope and timing required by Applicable Data Protection Law. They do not guarantee successful restoration of information that is no longer available.

A4. Service providers and processing safeguards

You generally authorize us to use hosting and email providers for the following processing, subject to the information, notice and objection rights required by Applicable Data Protection Law. Customer Personal Data may be made available to those providers as needed for their role:

Where the law requires it, we provide the identities and other required information about subprocessors, inform you of intended additions or replacements in advance and provide an opportunity to object. You may request the information you are legally entitled to receive at l@3bridges.pro. We impose the required data-protection obligations on subprocessors and remain responsible for their performance to the extent required by law. Google Analytics is described separately in the Privacy Policy; this table does not authorize use of invoice content for advertising.

Processing and transfers remain subject to Applicable Data Protection Law, including any required safeguards and disclosures. Any separate processing or transfer instrument required by that law must be established for the relevant parties and processing; this appendix does not itself establish one.

A5. Where the CCPA service-provider or contractor rules apply

Where the California Consumer Privacy Act and its regulations require this relationship to be governed by service-provider or contractor terms, we process Customer Personal Data only for the limited, specified business purposes in A2. We do not sell or share that information, retain, use or disclose it outside those purposes or the direct business relationship, or combine it with information from other sources, except as the CCPA permits.

We comply with the applicable CCPA requirements, provide the level of protection they require, notify you if we determine we can no longer meet them, and permit the steps the law requires you to be able to take to verify compliance or stop and remediate unauthorized use. We assist with your applicable CCPA obligations to the extent required by law and bind relevant subcontractors to the required terms. We understand these restrictions and certify that we will comply with them where they apply.